"Personal finance…is more personal than it is finance."
Tim Maurer
Our Comprehensive Approach
Our comprehensive approach refines your objectives and requirements, develops strategies, establishes success factors, documents milestones, and completes a formal scope sign off on all aspects. While we have a deliberate bias towards action in everything we do, we also know that uncertainties kill ideas. We Take time to get it, and get on the same page
Our Process
It's never been easier to build something, and it's never been harder to build something successful. Strategy is not only the first part of our process but, it's the point of entry for everything we do.
Trust the Process!
Evaluating Where You Stand Financially
In this first step of the financial planning process, you will determine your current financial situation with regard to income, savings, living expenses, and debts. Preparing a list of current asset and debt balances and amounts spent for various items gives you a foundation for financial planning activities.
Setting Financial Goals and Objectives
This step involves identifying how you feel about money and why you feel that way. The purpose of this analysis is to differentiate your needs from your wants.
Analyzing the Data Gathered
This is an important step where we have to thoroughly examine all the data collected to check their feasibility. We pay close attention to the priorities and values which seem not to be fulfilled in certain time frame.
Identifying & Evaluate Alternative Courses of Action
We will develop & evaluate alternative courses of action, taking into consideration your life situation, personal values, and current economic conditions.
Develop & Implement Final Plan
In this step of the financial planning process, we will develop an action plan. This requires choosing ways to achieve your goals. As you achieve your immediate or short-term goals, the goals next in priority will come into focus.
Periodically Reviewing and Revising the Plan
Financial planning is a dynamic process that does not end when you take a particular action. We will need to regularly assess your financial decisions. Changing personal, social, and economic factors may require more frequent assessments.
Unique Visitors
1520
Happy Clients
426
Projects Done
512
Unique Ideas
423
Super Team
Our super team comprises of skilled industry professionals, who are also owners of the firm. We believe this structure leads to continuity and consistency across all areas of our firm and ensures our interests are aligned with those of our clients.
Cyprian Ongeri
Tax Consultant & Financial Planner
Cyprian is an agile Corporate Administrator with 10+ years experience in Taxation, Financial Planning, and most importantly, real-life, in-the-trenches business experience. Cyprian serves as CEO & Lead Consultant at Harmony. His successes include: Working at the Bank of America, PENN Capital Management,llc, Widener University, Planalytics, inc., New Penn Financial, Isdaner and Associates, Jumbosound records, ltd, among other notable companies around the world.
pauline Wanjiru
Operations & Communications Specialist
Pauline Wanjiru brings to Harmony an enormous experience in Operations, Management and Marketing, with a special focus on Digital marketing. Pauline serves as Operations Manager & content Marketing Specialist at Harmony, whereby she is not only actively involved in the day to day operations and marketing activities of the company but also part of the strategy team at that designs strategies for our clients.
Christopher Gordon Woda
Webmaster & I.T Specialist
Christopher Gordon Woda is a Web developer and video editor at Harmony with a knack in helping business professionals transform ideas into technology. Christopher is a great resource in not only web development, but also, in graphics design and video technology. On his free days, Chris will be either playing chess or getting his tech savvy hand on coding or typing. Chris's technological input is a great resource in our Strategy Development.
Julia J. Robbins
Business Analyst & North America Representative
As a Business Analyst, Julia takes a lead role in Business Strategy Development & Implementation. Julia brings a vast experience in Business Administration, informatics and financial modeling. Motivated by her love for learning and succeeding as she strives to become an outstanding and successful woman in today’s society, Julia is a full-time student pursuing a Masters in Business Administration at West Chester University of Pennsylvania.
Frank Dawson
COO
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What our clients say?
"It's been a pleasure to work with the team at Harmony. They are always friendly, respond quickly, and explain complex tax matters clearly. Their year-round service is really great as well."
Brisson Muia
Director, Bioseptic Biodigester Ltd.
“The team at Harmony are both supportive and excitingly challenging. We have chosen them to help us develop our financial plan in a different way & look and think outside the box.”
Melvin Buyaki
Diretor, Melvin's Kitchen
“We have been using Harmony's tax planning services very effectively for the last 3 years and am pleased to report that they are effective. I highly recommend Harmony.”
Jalpesh Pankhaniya
Owner, Jalpesh & co. Ent.
"Cyprian was asked to work with other international students during income tax filing time, a service I.S.S at Widener University provides free of charge to it's students. Great service."
Lois Fuller
Director I.S.S, Widener University
"The team at Harmony have been very intrumental in redesigning our retirement plan. From their analysis, we now save a little more towards our retirement without breaking our backs."
Jane Smith
Founder, JNN, llc
"We never really knew how wasteful we've been all along. We are in line to clear our debts and live a debt free life, all thanks to Harmony. I recommend them for your financial planning needs."
Matt Ryan
Private client
"The average wealthy person spends 10 times more time planning their finances than the average middle-class individual." – Thomas J. Stanley
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